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faq
Frequently Asked Questions
What is a pawn?
A pawn is a short term low interest collateral loan.
How does a pawn work?
Bring in an item of value, we will offer you a loan based on a portion of the resell value of the item, leave the item with us and receive cash instantly. When you are ready to redeem (pick up) your item you pay the amount borrowed plus a small interest fee and leave with your item. If you need longer to redeem the loan than the terms simply pay an interest payment and receive 30 more days, this process can be repeated as many times as needed.
What items do you take?
Anything of value. Premium items include firearms, jewelry, coins, electronics, and musical instruments
Do I have to sell my item?
Simply put, no. We offer the option to pawn your item allowing you to use it as collateral for a short term loan.
Will you pay more if I sell my items?
Usually yes, typically we will pay slightly more if you wish to not return for your item. If you are unsure which you would like to do ask for a price for pawning and selling.
I have bad credit, can I still get a loan?
Absolutely! We require no credit checks. The only requirements are to be 18 years or older with a valid state issued ID.
What happens if I decide to not return for my pawn?
We understand things happen, circumstances change. We never hold against you forfeiting on a loan; we simply move your item into our retail inventory and make it available for customers to purchase.
I already have one pawn can I receive another loan?
Yes! No limits, we are here to help as often as you need.
The items I can see in your store are they pawns?
No, all pawns are kept in a secure area. The items that can be viewed in the stores are available to be purchased. All steps are taken to preserve your privacy when making a pawn with us and they will not be displayed to the public.
Are your prices negotiable?
Most of the time we are willing to negotiate the cash price of an item. We also offer layaway and the ability to trade! If you are interested in an item make us an offer.
